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Snowball vs Consolidation Loan

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42Dugg

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Snowball vs Consolidation Loan
« on: April 13, 2023, 03:54:10 PM »
I have 3 credit cards out right now with a total number of $4,960 total debt, 2 were credit cards for single purchases, laptop and LASYK. 1 of the cards is credit cards I got to use for purchases that I maxed out. There is a local bank, TEG Federal Credit Union, that offers debt consolidation loans. My question more or less is should I plan and do the "Snowball or Avalanche" payments I have seen described here on forum or go with a debt consolidation loan from a local bank?

I did do a little bit of poking around in the FAQ but didn't see this question answered.
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asap4ever

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Re: Snowball vs Consolidation Loan
« Reply #1 on: April 14, 2023, 10:17:29 PM »
Are you struggling to make monthly payments on high-interest debt? Consolidating your debts with a lower interest rate loan can help simplify your finances and save you money. However, before making any decisions, carefully consider the terms and fees of the new loan. In my opinion, apply.credit9.com is a reliable company that I've used before, and I suggest reading their reviews to determine if they are a good fit for you.
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wildquill

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Re: Snowball vs Consolidation Loan
« Reply #2 on: June 02, 2023, 11:10:14 PM »
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FrankJScott

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wildquill

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Re: Snowball vs Consolidation Loan
« Reply #4 on: July 02, 2023, 06:05:04 PM »
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wildquill

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Re: Snowball vs Consolidation Loan
« Reply #5 on: August 03, 2023, 07:39:06 PM »
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wildquill

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Re: Snowball vs Consolidation Loan
« Reply #6 on: September 10, 2023, 09:15:48 PM »
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wildquill

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Re: Snowball vs Consolidation Loan
« Reply #7 on: October 03, 2023, 03:41:13 AM »
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wildquill

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Re: Snowball vs Consolidation Loan
« Reply #8 on: December 02, 2023, 01:16:44 PM »
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wildquill

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Re: Snowball vs Consolidation Loan
« Reply #9 on: January 02, 2024, 02:17:33 PM »
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FrankJScott

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Updated Product Guide
« Reply #10 on: January 12, 2024, 02:07:19 PM »
Please try Google before asking about Updated Product Info e3926fa
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